Anyone else here insuring their EV6 through Allstate?
It’s renewal time for me, and they just raised my premium by about $600, claiming it’s due to Kias being a common target for theft. Funny thing is, they didn’t seem worried about that when I first got the policy six months ago! Mine’s a 2024.
I ended up switching both cars over to Amica, and the savings are huge. Hopefully, it stays that way. For context, we’re in the Seattle area, if that makes a difference.
What are they thinking? The EV6 wasn’t even affected by the larger Kia/Hyundai theft issue. It doesn’t have a keyed ignition!
They might be talking about the recent rise in thefts of Hyundai, Kia, and Genesis EVs. It’s different from the older issue with gas models.
https://www.hagerty.com/media/news/kia-hyundai-and-genesis-evs-are-under-attack/
@martin
That’s mostly an issue in Europe, not here in North America.
@martin
Interesting…
Had Allstate with my EV6 for a bit, but the premiums were crazy high. Switched to Progressive, and my rate dropped almost by half for the same coverage.
I was with Allstate forever but switched to State Farm recently. Saved a couple hundred every six months.
This is why the Kia lawsuit didn’t go far enough. It focused on those affected by the ‘Kia Boyz’ but left out the rest of us Kia owners who are indirectly affected. Our car values dropped, and our insurance premiums are higher now.
@zendaya
I’m not sure what the resale value will be even with a lawsuit. I’ve read a few articles saying these cars might not hold value well. Also, not sure how much we’ll see improvements in charging infrastructure anytime soon, especially with political headwinds and limited federal funding. It’s a cool tech, but insurance, infrastructure, and even repair support still seem pretty far from ideal.
I’m a potential buyer and was curious about whether the ‘Kia Boyz’ insurance bump affected the EV6 too.
kwame said:
I’m a potential buyer and was curious about whether the ‘Kia Boyz’ insurance bump affected the EV6 too.
Allstate says it did! Geico quoted me similar to my original Allstate rate and mentioned they don’t have any bias against Kia models. 
I’m in Arizona, paying around $600–$700 for six months, but I had a $3000 claim last year. Without that, it’d probably be closer to $450 with Progressive.
@Nathan
How did you get that number? Their quoting tool must be all over the place.
@Nathan
That’s crazy!
Just renewed in Michigan. My 2023 EV6 is $1923 a year, and my 2019 Optima SXL is $1876 annually. Total was $4250 after a bundle discount. It jumped up about $1000 this year, but every agent I talked to had similar pricing.
My EV6 was $1039 every six months, then switched to an EV9 and now pay $1004. This is with Allstate, $2000 deductible, and three drivers (one teenager). A few years back, we had a big $9500 claim, so I might need to shop around for better rates.
What’s your premium for six months if you don’t mind sharing? I’m in Seattle too and wondering if I’m in for a rate hike.
Ronald said:
What’s your premium for six months if you don’t mind sharing? I’m in Seattle too and wondering if I’m in for a rate hike.
Been with Progressive forever, and my 2022 EV6 rate actually dropped this year. I’m also far from any major cities, so maybe that helped.